LEARN ABOUT:
☺1st Time Home Buyer Discounts
☺Purchase Process from Contract to Move-in
☺Grants and incentives up to $15,000
☺Little known Programs and Incentives

ONE-ON-ONE CONSULTATIONS:
☺Your Credit Score and Credit Counseling
☺What Can You Afford
☺The Best Loans for You
☺Financing Your Closing Costs

TOPICS COVERED:
☺No Money Down Options
☺Baltimore County and City Housing Incentives
☺Maryland CDA and Closing Cost Assistance

Your Keynote Speakers will be William Savage, Realtor and the Keller Williams Realty Baltimore Team, and David B. Ratti, Branch Manager of the Embrace Home Loans Team, along with Special Guest Speaker Cathy Edwards - 1st Time Home Buyer Advocate.  In addition, there will be a list of respected real estate professionals from all segments of the industry, including Credit Counselors, State Housing Representative, Baltimore County and City Housing Representatives, Home Inspector, Home Appraiser, tax consultant - and more to help educate the consumer of the home buying process! 

Each participant will have the opportunity to have a Free Credit Score and to have a FREE one-on-one home loan pre-qualification meeting arranged with a seasoned professional.  Many FREE incentives, and Door Prizes will be given away as well.

This Seminar is a Public Service, and is FREE.  The information you will receive at this seminar cannot be bought at any price.  There is a very limited number of seats available so please RSVP NOW! 

To Register, please complete the attached form below;

First Name:    Last Name:
Day Phone:(we must have a phone number in case of a reschedule)
Current Address: 
City:   State:     Zip:
E-Mail:  SS#(if score is desired)

Where Did You Hear About Us?:
Flyer
Ad/Publication(Which one?)
Radio
TV
Other 

Yes, I would like my credit score at this seminar and authorize Embrace Home Loans to pull my credit report for this purpose.
At this Seminar, I would most like to Learn:

Please RSVP me for the FREE Home Buying Seminar!